COVID-19 NOTICE: Wike Law is open. For everyone's safety, we are conducting all appointments by telephone. Trustee and court hearings are also conducted by telephone. We use safe procedures for document exchange and other transactions.

 

Our Practice Areas


Thousands helped. Hundreds of Millions of Dollars Worth of Debt Discharged.


Bankruptcy

If you’re drowning under financial obligations, we may be able to help you. At Wike Law, we will explain your rights, outline your options, and work closely with you throughout the bankruptcy process.


Foreclosure Assistance

The prospect of foreclosure leaves many homeowners feeling frightened, helpless, and alone. Law Office of Sidney Wike, LLC understands how devastating going through a foreclosure can be.


Mortgage Modification

These days, there are many people who, despite their best efforts, simply can’t keep up with their mortgage payments. But at Law Office of Sidney Wike, LLC, we’re here to help homeowners across the Upstate.


Tax Assistance

Few areas of law are more confusing than tax law. Violations of tax law, whether intentional or not, can lead to serious consequences, including massive fines and even jail time. For this reason, when entering into a complex tax situation, it’s in your best interest to engage the services of a tax attorney.


Workers Compensation Law

It’s a sad reality that some employers knowingly or unknowingly subject their employees to unsafe working conditions. Unfortunately, when this happens, workers can suffer in more ways than one. From life-altering injuries that demand ongoing medical treatment to lost wages, workplace accidents can hurt employees physically, financially, and emotionally.


Personal Injury Law

In life, accidents and injuries can happen at any time. Whether you're at work or driving to the store, there is always a chance that you may be involved in an accident that can change your life in an instant. If you were recently involved in an accident that left you with painful injuries or emotional distress, you may be entitled to file a personal injury lawsuit.

We Can Help


Thousands helped. Hundreds of Millions of Dollars Worth of Debt Discharged.

Explain your rights

We have over 20 years of experience in the field, and we don't charge for the initial consultation. Our goal is to help you regain control of your finances and enjoy a fresh start.

Outline your options

We know that you’re under a great deal of stress right now, but we’ll work hard to make this time easier on you.

Work closely with you

We’ll handle all aspects of your bankruptcy from the initial petition and negotiations with creditors to filing the final paperwork.

Traps & Pitfalls to Avoid

  • Improperly Paying Creditors Prior to Filing Bankruptcy

    Answer is: The bankruptcy system is designed to ensure the full disclosure of what are called “preferential payments”. Preferential payments are payments to any one creditor exceeding $600 in the 90 days before you filed bankruptcy. For relatives and business partners, the look- back period is longer.

    The concept of the “preferential payment” is that a person “on the eve” of bankruptcy should no longer be free to chose which of their creditors to repay. Otherwise, people would pay their family and business partners to the detriment of the other creditors that didn’t get paid.

    To “right the wrong”, the Code authorizes the Chapter 7 trustee to demand that the creditor cough-up the money and put it back on the table to be distributed fairly among all the creditors.

    Many people – often those who are not represented by experienced bankruptcy attorneys, fall into a trap by failing to disclose a preferential payment or understand its different consequences in Chapter 7 and in Chapter 13. Part of your attorney’s job is to keep you out of trouble by identifying preferential payments and understanding how the Chapter 7 trustee and Chapter 13 trustee might react.
  • Improperly Transferring Assets Prior to Filing Bankruptcy

    You must disclose any asset that you have sold, given away, or otherwise transferred prior to the filing of the bankruptcy. Transfers to family members and business partners receive the closest scrutiny.

    Selling assets to friends or family members before you file bankruptcy is generally allowed so long as you receive fair value in exchange. But simply “putting an asset in someone else’s name” while you go through bankruptcy is considered a fraud, and trustees have ways of discovering such things. An experienced bankruptcy attorney will counsel you against fraudulent transfers and will have experience to predict how the various trustees are likely to respond to the situation.
  • Failing to Disclose an Asset

    Many people think that they don’t need to disclose all their assets – especially those that they received as gifts or assets that are titled in someone else’s name. Intentionally failing to disclose an asset is bankruptcy fraud. It could easily disqualify you from receiving a discharge and could result in criminal prosecution. All assets must be listed.

    Fortunately, however, most assets are protected by exemption laws that allow you to keep the assets provided that you properly assert the exemption. Exemptions are why only about one person in twenty has to forfeit an asset to a trustee. Part of you’re your attorney’s job is to navigate you through the legal complexities and identify assets of interest to the trustee and take steps to protect them.
  • Failure to Disclose a Debt

    Some people believe that they can simply keep any credit cards not listed in the bankruptcy. They figure they will just keep on paying it. This, however, is incorrect. All debts must be listed. You are free to repay any debt after the bankruptcy, but intentional failure to list a debt is illegal. Pull your own credit report and bring it to your appointment – this will not necessarily contain all your debts but it’s a great start.
  • Running-up a credit card shortly before you file.

    Anytime you borrow money with no intention or ability to repay it’s considered a fraud. This means that once you have decided to file bankruptcy, stop using the credit cards. Cash advances and luxury purchases within 70 days prior to filing bankruptcy send up red flags and create a legal presumption of fraud. For this reason, we often recommend delaying the bankruptcy filing until after the 70 day period expires. The timing of the bankruptcy is often quite important.

Get Your Free Consultation

We have over 20 years of experience in the field, and we don't charge for the initial consultation. Our goal is to help you regain control of your finances and enjoy a fresh start. Our top concern is for your satisfaction and protecting your rights.


A Case Like Yours


Thousands helped. Hundreds of Millions of Dollars Worth of Debt Discharged.

Wike Law:

"Turn to a local lawyer when you need help with bankruptcy and non-bankruptcy alternatives, modification assistance, personal injury, or social security. At Wike Law, we have over 20 years of experience, and are looking forward to helping you in any way we can. Our staff is committed to protecting our clients' rights and helping them reach their goals."

Testimonials

Why Choose Us?

  • Turn to a local lawyer when you need help with bankruptcy, modification assistance, personal injury, or social security. At Wike Law, we have over 20 years of experience, and are looking forward to helping you in any way we can. Our staff is committed to protecting our clients' rights and helping them reach their goals.

    Proudly Serving The Counties Of: Abbeville, Anderson, Cherokee, Greenville, Greenwood, Laurens, McCormick, Oconee, Pickens, Spartanburg, Union and York.

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  • We offer payment plans along with reasonable fees to help you save money, and you’ll appreciate our flexible business hours - we don't close for lunch! Our dedicated staff has been with the office for years and we take pride in giving clients personal service.

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  • As a client, you’ll appreciate our quick responses and respectful demeanor. You can count on us to explain your different options and help you move through the legal process.

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Our Team


Thousands helped. Hundreds of Millions of Dollars Worth of Debt Discharged.

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Sidney Wike


Attorney, MBA
For over 20 years, Sidney Wike has dedicated himself to helping ordinary folks who, for a variety of reasons, find themselves hopelessly in debt. Typically, the debt stems from a divorce, loss of job, medical illness, simple overspending - or often from a combination of...Read more
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Peggy-Sue Hogg


Paralegal
With more than two decades of legal and business experience, we consider Peggy-Sue Hogg, a ‘veteran’ paralegal. Her previous paralegal positions with three well-respected law offices, has given her the skills to master the field of consumer Bankruptcy. With a keen eye...Read more
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Sandy Diaz


Paralegal
Sandy serves as a Paralegal and a liaison to our Spanish speaking clientele. Fluent in both English & Spanish, and native to Colombia, South America, she communicates seamlessly. Sandy is compassionate, detailed, and full of positive light. In her free time...Read more
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Charlene Williams

Law Practice Manager
Charlene is the Law Practice Manager and is responsible for keeping all aspects of the day to day management and operations rolling along. It's likely that your first experience of our law firm will begin with the smiling face and competent hands of Charlene Williams... Read more

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